Loan Details
Prepayment Details
Summary
💰
Current EMI
{{ formatCurrency(results.currentEmi) }}
💸
Interest Saved
{{ formatCurrency(results.interestSaved) }}
📅
Loan Tenure
{{ results.originalTenure }}
→
{{ results.newTenure }}
💳
New EMI
{{ formatCurrency(results.newEmi) }}
🗓️
Completion Date
{{ results.originalCompletionDate }}
→
{{ results.newCompletionDate }}
🎂
Age at Completion
{{ Math.round(results.originalAgeAtCompletion) }} yrs
→
{{ Math.round(results.newAgeAtCompletion) }} yrs
Pay Loan or Invest? 🤔 See the Winner 🏆
Total Interest Saved by Prepaying
{{ formatCurrency(results.interestSaved) }}
Final Investment Portfolio Value
{{ formatCurrency(investmentResults.projectedValue) }}
Net Result (Investment - Savings)
{{ formatCurrency(investmentResults.netPosition) }}
Update Multiple Prepayments at Once 🗓️
Payoff Table
| Year | Month | Original Balance | Prepayment | Prepaid Balance | Principal Reduction | Total Interest Saved | Portfolio Value | Investment Growth | Net Outcome | |
|---|---|---|---|---|---|---|---|---|---|---|
| {{ year }} | ||||||||||
| {{ monthData.month }} | {{ formatCurrency(monthData.originalBalance) }} |
{{ formatCurrency(monthData.prepayment) }}
|
{{ formatCurrency(monthData.prepaidBalance) }} | {{ formatCurrency(monthData.principalReducedByPrepayment) }} | {{ formatCurrency(monthData.interestSavedSoFar) }} | {{ formatCurrency(monthData.investmentValue) }} | {{ formatCurrency(monthData.interestEarnedSoFar) }} | {{ formatCurrency(monthData.netPosition) }} | ||
| 🎉 Loan Paid Off! You're Debt Free! 🎉 |